For families in England · before the MDT meeting

Prepare for the NHS Continuing Healthcare assessment

Describe your relative's needs in your own words. Get a clear statement for each of the 12 assessment areas before the MDT meeting.

No card needed to tryFamily pack from £99.99, one-offEngland only

In 2025/26 about 1 in 6 standard assessments in England (17.4%) ended with the person found eligible, according to NHS England figures. Clear evidence of the actual needs matters.

5. MobilityExample · made-up family
What we see
Dad cannot stand or take his weight any more. Two carers move him with a hoist for every transfer. He grips the bed rails and pushes against them because moving hurts him.
How often and how long
About 8 transfers a day, each taking two carers around 15 minutes, and repositioning every 3 hours through the night.
The level we believe fits best
High (likely)
● Independent, not part of the NHS ● Written from your words, never exaggerated ● You stay in control and share it yourself
How it works

How CHCexpert helps you prepare for the CHC assessment

The assessment team records needs, not diagnoses. Families see the needs that the notes miss. This puts them in front of the team in the right shape.

01

Tell us what happens

Answer simple questions for each area of care, day and night: what you see, how often, how many people are needed and what happens if help is late.

02

We write the statement

Our system turns your words into a statement for each of the 12 areas, shaped to how the Decision Support Tool describes needs, with the gaps the team is likely to ask about.

03

Take it to the meeting

Read it, change anything that is not exactly right and share it with the assessor or take it to the MDT meeting. Ask for your view to be recorded in the DST.

The Decision Support Tool

The 12 areas of the Decision Support Tool

Each area has its own range of levels, from no needs up to high, severe or priority. Four areas can reach a priority level.

1Breathingpriority level
2Nutrition (food and drink)
3Continence
4Skin and tissue viability
5Mobility
6Communication
7Psychological and emotional needs
8Cognition
9Behaviourpriority level
10Drug therapies and medicationpriority level
11Altered states of consciousnesspriority level
12Other significant care needs
In plain English

The four characteristics behind the decision

The team also looks at the needs as a whole. Any one of these four, alone or with the others, can show a primary health need.

Nature

What kind of needs they are and what kind of help they call for, for example care that needs skilled hands or trained staff.

Intensity

How much help is needed, how severe the needs are and how continuous they are, day and night.

Complexity

How the needs show up and affect each other, so that more skill is needed to manage them safely.

Unpredictability

How much the needs change without warning and what happens if help is not there in time.

Well-managed needs are still needs. If something is under control only because of the care given, the statement says what that care prevents.

What is in the pack

Two packs, one payment each

Write one area free first. When you are ready, the pack writes every area and everything you need around the meeting. It arrives as two PDFs: the papers to use at the meeting, and a guide to prepare.

Before the MDT meeting

Pre-MDT Family Pack

£99.99 one-off
  • A family statement for all 12 care areas
  • The four characteristics and how the needs interact
  • A family comment for the ICB, for the DST view and disagreement boxes
  • 12 to 20 questions to ask at the MDT meeting
  • An evidence list and a 7-day care diary
  • A plan for the day of the meeting
Get the pack for £99.99
BEFORE AND AFTER THE DECISION Pack plus local resolution

Family Pack + Local Resolution Letter

£149.99 one-off
  • Everything in the Pre-MDT Family Pack
  • A local resolution request letter to the ICB, point by point
  • How to ask NHS England for an independent review, with your typical time limits
  • Already refused? Everything is written at once, around what the DST under-recorded
  • Decision not arrived yet? Your order email has a personal letter link that writes the letter once, within 12 months
Get both for £149.99

See an example pack for a made-up family (free PDF) · or write one area free first →

What we never do

Honest by design

We never claim back care fees or run claims. If care was paid for during a period you believe should have been funded, the ICB, Age UK and Beacon can explain how reviews of past periods work.
We never promise an outcome. The MDT recommends and the ICB decides. We help you describe the needs clearly and honestly.
We never exaggerate. Everything comes from what you tell us. If your account fits a lower level, the statement says so, so you are not caught out at the meeting.
We are not the NHS. CHCexpert is an independent service and is not part of the NHS or any government body. NHS Continuing Healthcare is simply the name of the funding.
Questions

Frequently asked questions

Everything you need to know before you start.

A package of ongoing care arranged and funded solely by the NHS for an adult assessed as having a primary health need. It can be provided in any setting, including the person's own home or a care home. Where someone is eligible, the NHS funds all their assessed health and associated social care needs, including care home accommodation where that is part of the overall need.
No. Eligibility is not decided by the diagnosis. It depends on the actual day-to-day care needs taken as a whole: their nature, intensity, complexity and unpredictability. A severe diagnosis does not automatically mean a severe level in a domain, which is why describing what actually happens matters.
A multidisciplinary team of at least two professionals looks at the evidence and records the person's needs in the Decision Support Tool, across 12 care domains. It records a level of need in each domain and recommends whether the person is eligible. The integrated care board (ICB) then makes the decision. The family should be given reasonable notice so they can attend, and their views should be taken into account and recorded.
Yes, that is who it is for. Before anything is written you confirm that they have agreed, or that you hold a registered lasting power of attorney or are a court-appointed deputy. A first name or "Mum" is enough: we never ask for an NHS number, an address or a date of birth.
No. CHCexpert is an independent service run by Benefits Expert and is not part of the NHS or any government body. The National Framework, GOV.UK and NHS.uk explain how the assessment works, but they cannot write down what you see happening in your relative's day and night. We turn your words into a statement for each of the 12 areas, shaped to how the Decision Support Tool describes needs, and you decide what to share with the team. It is guidance only, not legal or medical advice.
The Pre-MDT Family Pack (£99.99) is for families preparing for the assessment: a family statement for all 12 care areas, the four characteristics and how the needs interact, a family comment for the ICB, 12 to 20 questions to ask at the MDT meeting, an evidence list, a 7-day care diary and a plan for the day of the meeting. The Family Pack + Local Resolution Letter (£149.99) adds a point-by-point local resolution request letter to the ICB and guidance on how to ask NHS England for an independent review. If you have already been refused, everything is written at once around what the DST under-recorded. If the decision has not arrived yet, your order email has a personal letter link that writes the letter once, within 12 months.
Yes. We use it for one purpose only, to write the statement you asked for, and only after you confirm you may use it and give your consent. What you type is not stored on our servers once the statement has been written. It is shared only with the providers we need to write and deliver your pack, under their data processing terms, as set out in our privacy policy. We never sell it and we do not share it with the NHS, the ICB or the council: you decide what to share with the assessment team.
After payment you describe what happens in each area, and the pack then takes a few minutes to write, so please keep the page open. It comes as two PDFs, the papers to use at the meeting and a guide to prepare, and a copy is emailed to you. There are no accounts or logins, and what you type is not stored on our servers once the pack is written, so please keep that email. Your order link stays active for 36 hours after payment, and if you lose the email we can send it again.
You can ask the ICB to review its decision through its local resolution process, usually within 6 months of the decision letter (always check the time limit in your letter). After local resolution you can ask NHS England for an independent review. The Family Pack with the Local Resolution Letter writes the letter point by point and explains the next steps. Our time limits calculator works out the typical dates.
No, and nobody honestly can. The MDT recommends and the ICB decides. We help you describe the needs clearly and honestly in the terms the assessment uses, and the statement says plainly when your account fits a lower level.
Not in England? CHCexpert covers NHS Continuing Healthcare in England only. Wales has its own framework for continuing NHS healthcare, and Scotland and Northern Ireland have different systems, so our pack would not fit them.
Get in touch

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We only use these details to answer you. Please do not include medical records here. See our privacy policy. Prefer email? support@benefitsexpert.co.uk